Cross River is a financial technology company founded in 2008, headquartered in Fort Lee, New Jersey, with an additional office in Jerusalem. The firm combines the regulatory framework of a chartered bank with the operational model of a technology company. It employs over 1,600 people and serves millions of consumers and businesses.
The company's core offering is a proprietary, API-driven banking platform that powers a suite of financial services. Its technical domains include embedded payments, card issuing, digital lending, cryptocurrency solutions, stablecoin payments, and real-time money movement. This infrastructure is designed to enable other companies to integrate banking and payment capabilities directly into their own products.
Cross River operates within the financial services, fintech, and banking sectors. Its stated focus is on building technology infrastructure that facilitates financial solutions, positioning itself at the intersection of traditional banking and digital innovation.
