Wagestream, trading as Stream, is an ISO 27001-certified workplace finance platform giving frontline workers earned wage access, savings, budgeting, loans and financial education via a smartphone app.
Wagestream, which trades as Stream, is a workplace finance platform operating in the payments, lending and personal finance software sectors. Its work spans earned wage access technology, mobile application development and financial data security; the company is ISO 27001 certified. The platform is built on a social charter and was developed with guidance from leading financial charities, with the stated aim of improving the financial wellbeing of everyday frontline workers.
The company partners with employers to give shift-based and frontline workers access to financial tools and education through a single smartphone app. The product set comprises Flexible Pay, an earned wage access tool; Track, for shift and earnings forecasting; Save, a savings product offering competitive APR rates; Budget, for real-time spending visibility; Coach, a financial education tool; Rewards, an everyday discounts programme; and Workplace Loans, offered to workers at fair interest rates.
Wagestream reports more than 2,000 employer brands on the platform and a reach of over 4 million workers. It operates in the UK, the US and Europe, serving employers and workforces across financial services, employee benefits and workforce management. The company's stated focus is on fairness, financial inclusion and worker empowerment, guided by impact investors.
