Athora

Athora is a long-term savings and retirement insurance group founded in 2014, operating insurance businesses in the Netherlands, Italy, Belgium and Germany alongside reinsurance operations in Bermuda. The group serves over 2 million customers across Europe and is headquartered in Amsterdam, with additional offices in Rome and Hamilton. It is backed by long-term minded global investors, with Athene and Apollo as strategic partners.

The company's product focus is guaranteed savings and retirement solutions designed to deliver competitive, stable returns within a robust risk management framework. Risk management, capital deployment, insurance underwriting and reinsurance operations are central to how the group is run, and its structure spans multiple regulated insurance markets and a Bermuda reinsurance platform. This places significant weight on regulatory compliance, capital adequacy and prudent governance across jurisdictions.

Athora describes its working culture as 'Slimmer samen' (Smarter together), emphasising collaboration, results-driven problem solving and a one-team approach across Amsterdam, Rome and Hamilton. The group stresses the combination of deep industry knowledge with the agility to innovate, and cites stability and resources for its employees as a focus.