DF Capital is a UK-based specialist bank, founded in 2016, that provides commercial finance, retail finance, and savings products to consumers and small businesses. The bank holds a particular specialism in distribution finance, offering funding to dealers, distributors, and manufacturers to stock, display, and demonstrate their products. Its operations span the United Kingdom and Europe, with a focus on industry verticals including motorhomes, caravans, plant and machinery, holiday lodges, motorbikes, tractors, and forklift trucks.
The bank's scale is notable: as of 2024, DF Capital reported total assets of £794.89 million, ranking it as the 129th largest bank in the UK by that measure. Annual profit for 2024 reached £15.63 million, representing a 296.07% increase. Since its founding, the bank has provided over £7 billion in funding. Its product range includes award-winning commercial finance, specialist hire purchase solutions for retail customers launched in 2025, and savings products for consumers.
DF Capital has been recognised with Platinum Trusted Service Awards from Feefo and was named in The Sunday Times Best Places to Work 2026. The bank describes its approach as combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank, with a stated focus on delivering excellent customer outcomes.
